Learning Center

Florida real estate, made clear.

Free guides and calculators for Florida homeowners, buyers, sellers and investors, written in plain English by a Miami Beach real estate advisor with 26+ years in the market.

Geva Bar P.A., Real Estate Advisor at Compass
⚖️Education, not advice. I'm a licensed real estate advisor, not an attorney, CPA, lender or title agent. Every guide lists its sources. Please consult the right licensed professional for your situation.
All guides

Guides & calculators

Trust Education

Trusts & your Florida home

Revocable vs. irrevocable trusts, the most common setups, costs, taxes, liability, a 15-LLC case study, and how to keep your homestead exemption in a trust.

Guide + PDF
Property Taxes

Homestead & property taxes

The 2026 homestead exemption, Save Our Homes, portability and what Amendment 3 would change, with a tax calculator.

Guide + PDF + calculator
How Property Taxes Work

How property taxes work in Miami & Miami Beach

For homeowners and investors: how value and bills are calculated, the 10% non-homestead cap, the 2026 millage for every taxing authority, where the money is spent, and the tax calendar.

Guide + PDF + calculator
1031 Exchanges

Defer taxes when you trade up

What qualifies, the 45- and 180-day rules, boot, costs and mistakes, with a tax-deferral calculator.

Guide + PDF + calculator
Mortgage

Mortgage payment calculator

Your full monthly payment with taxes, insurance, flood, HOA and PMI, plus a year-by-year amortization schedule.

Calculator
Title & Closing

Title insurance & closing costs

What title insurance protects, how a Florida closing works, who pays, typical fees, and a state-rate cost calculator.

Guide + PDF + calculator
Flood Zones & FEMA

Flood zones, the 50% rule & seawalls

FEMA maps for Miami-Dade and Broward, building elevation, renovation limits, seawall heights and a pre-purchase checklist.

Guide + PDF + calculator
Condo & HOA Laws

Florida condo & HOA laws

Post-Surfside reserves and SIRS, milestone inspections, special assessments, voting, fraud penalties and where to file a complaint.

Guide + PDF + calculator
Geva Bar P.A.
Buying, selling or investing?

Turn what you've learned into a plan

From homestead and trusts to 1031 exchanges and closing costs, I'll help you put the pieces together for your next move in Miami Beach, Miami or Fort Lauderdale.

Disclaimer: Geva Bar is a licensed real estate advisor with Compass, not an attorney, CPA, tax advisor, mortgage lender or title insurer. This page is general education only and is not legal, tax, lending or financial advice, and it does not create an attorney-client relationship. Figures, rates and laws change, and every transaction is different. Consult the appropriate licensed professional before acting. Compass Florida, LLC is a licensed real estate broker. Equal Housing Opportunity.